Rick's Commentary

Market Update 1st Quarter 2010
Our positions and outlook as went enter a new decade..…
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Market Update 3rd Quarter 2009
A brief overview of the year so far, our outlook on the market and adjustments made on client accounts.…
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Market Summary

Securities offered through Securities America, Inc., member FINRA/SIPC. Richard A. Alter, Registered Representative.
Advisory Services offered through Securities America Advisors, Inc., an SEC Registered Investment Advisory firm.
Richard A. Alter, Investment Advisor Representative. Alter Retirement Planning, Inc. and Securities America, Inc. are independently owned companies.
We are licensed to sell insurance in the following states: AZ, FL, GA, ME, MI, NC, NH, OH
We are licensed to sell Securities in the following states: AL, AZ, CA, CT, DC, FL, GA, HI, IN, KY, MA, ME, MI, MO,
MS, NC, NH, NV, NY, OR, PA, SC, SD, TN, TX, VA, VT, WA, WI